Thank you for asking. In general, when you have off-chain solutions, it means that the states between the start and the reconciliation are not secured by the main chain, ie any benefits you get from the blockchain, you only get at the finalization of the contract (or at any reconciliation steps in between — that, however, put load on the main chain). I will look at the implementation details of Lightning because I am curious, but it might take a little while (several weeks, due to life)

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